Risk Analyzer

Get single-screen access to a wealth of commercial-property data points.

Add speed and accuracy to your underwriting.

Your expertise should be spent evaluating property criteria, not hunting it down. Risk Analyzer delivers the information you need to quickly make commercial property underwriting decisions.

Flexibility ensures the right fit for your business.

out-of-the-box

Expertise right out-of-the-box

Risk Analyzer is ready deployment-ready. This SaaS solution features pre-set common-sense rules for determining criteria levels, risks and alerts based on a wealth of industry insight gleaned from working with the top 25 insurers in the world.

target

Tune alerts to your risk appetite.

Need to recalibrate? It’s easy to adjust alerts and alert values to align with your risk appetite, no coding skills required.

customize

Customize to your unique needs.

Risk Analyzer allows for full customization and automation. Establish your own rules and exceptions – even automate complex underwriting decisions. We’ll work with you to tailor Risk Analyzer to your needs.

Providing the insight you need, on your terms.

Single view

Aligned to underwriting best practices, Risk Analyzer gives you quick access to the information you need. The tool intuitively presents a map view of the property in its real-world context, including at-a-glance alerts and 100+ data elements, categorized for easy review. You can also view the concentration of risk alongside existing policies.

Data enriched

Pitney Bowes provides robust, high-quality datasets curated specifically for commercial property underwriting. This business, property and perils data, is carefully compiled to present an up-to-date, 360-degree view of any US address. It is continuously validated and linked with relevant risk and demographic data to ensure timely, accurate insights.

Your rules

More than a dozen different alert algorithms come preset so you can get up and running fast. It’s simple to toggle these on or off—and to recalibrate them to align with your risk appetite. It’s also easy to integrate data from your own internal and 3rd-party sources. We can even work with you to customize Risk Analyzer, enabling you to automate complex policy decisions.

 

Here's how it works.

01 Address Validation

Enter an address, and the Risk Analyzer will validate it, serving back a more complete and accurate rendition if available.


02 Quick Overview

Next, you’ll see a map view of the property location and a listing of any rules-based alerts. Right away, you’ll know if there are issues to weigh in your evaluation.


03 The Details

Scroll down for access to a full range of relevant metrics, sorted by type. It’s easy to open/collapse individual categories as fits your needs.


Your job just got easier.

Risk Analyzer combines a single point of access with an intuitive view to make the underwriting process more accurate and efficient. Quickly and easily conduct a thorough review of the property from a single screen. Weigh hundreds of disparate data points, from many different sources, and make faster decisions with greater confidence.

Simplify analysis, increase accuracy and accelerate decision making.

With Risk Analyzer, you can save valuable time searching and sifting through data. This smart, intuitive solution sums up the whole story of each property in a single screen, so you can focus your expertise where it really matters: determining risk and setting accurate premiums.

Specifications

Risk Analyzer provides out-of-the-box single-screen access to relevant data including:

• Demographics • Flood • Crime • Earthquake • Property attributes • Mass movement • Points of interest • Weather • Wildfire • Shoreline