For over twenty years,
The Pitney Bowes Bank, Inc., Member FDIC
has provided financial management tools to our clients.

Quick access to funds, from bank deposits or a credit line. 

Convenient and secure business payments.

Detailed expense tracking and accounting software integration. 

Competitive market backed rates.

Choose the payment option that’s ideal for your business needs.

Apply



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Deposit Account


 

Earn up to 1.13% APY* in postage credit based on your Average Daily Balance.

Prepay into a deposit account, FDIC insured up to $250,000, electronically or via check.

Ensure funds availability; schedule automatic deposits at scheduled intervals or triggered by minimum balance thresholds.

Average Daily Balance

*Blended Annual
Percentage Yield

Average Monthly Interest Earned**

Up to $100,000

0.38%

$16.14

$100,001 to $250,000

0.63%

$72.40

$250,001 to $1,000,000

0.88%

$392.81

$1,000,000+

1.13%

$637.08

**Based on average daily balance of $50k, $175k, $625k and $1MM respectively.

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Credit Line


 

Access credit dedicated to your Presort Services and postage needs.

Optimize cashflow and reduce the burden on primary business credit facilities.

Market based interest rates are applied to your average daily balance.

Annual percentage rates are dependent on your company credit rating.

 

 

Combine a deposit account with a credit line for optimal flexibility.

 

Pay with deductions from your prepaid deposit account.

Automatically access funding from a back up credit line when prepaid funds are unavailable.

 

Deposit and Lending products are offered by Pitney Bowes Bank, Inc., Member FDIC.  Credit and deposit account approval and terms are determined and are subject to change by The Pitney Bowes Bank. Published credit line rates may vary based on credit and underwriting review. This is not a commitment to lend.