For over twenty years,
The Pitney Bowes Bank, Inc., Member FDIC
has provided financial management tools to our clients.

Quick access to funds, from bank deposits or a credit line. 

Convenient and secure business payments.

Detailed expense tracking and accounting software integration. 

Competitive market backed rates.

Choose the payment option that’s ideal for your business needs.

Apply


Deposit Account

 

Earn up to 1.98% APY* in postage credit based on your Average Daily Balance.

Prepay into a deposit account, FDIC insured up to $250,000, electronically or via check.

Ensure funds availability; schedule automatic deposits at scheduled intervals or triggered by minimum balance thresholds.

Average daily balance

*Annual Percentage Yield

$50,000 to $100,000

1.129%

$100,001 to $250,000

1.570%

$250,001 to $1,000,000

1.776%

$1,000,000+

1.989%


Credit Line

 

Access credit dedicated to your Presort Services and postage needs.

Optimize cashflow and reduce the burden on primary business credit facilities.

Pay as cash is available, with market based interest rates applied to your average daily balance in a 30 day billing cycle.

Annual percentage rates are the 90 day US Treasury Bill rate plus 3.15% to 8.69% dependent on your company credit rating.

 

 

Combine a deposit account with a credit line for optimal flexibility.

 

Pay with deductions from your prepaid deposit account.

Automatically access funding from a back up credit line when prepaid funds are unavailable.

 

Deposit and Lending products are offered by Pitney Bowes Bank, Inc., Member FDIC.  Credit and deposit account approval and terms are determined and are subject to change by The Pitney Bowes Bank. Published credit line rates may vary based on credit and underwriting review. This is not a commitment to lend.