Understanding your Deposit Account (Reserve Account)

Learn how you can reserve funds in a deposit account to be used for postage, shipping and mailing expenses.

Reserve Account Explained

The FDIC-insured Deposit Account from Pitney Bowes Bank maximizes your cash management and eliminates the risk of service interruptions by providing one, consistent, customizable, interest-earning cash supply for all your mailing and shipping expenses. The funds will earn interest in the form of postage credits based on the average daily balance, as outlined in your Reserve Account Terms & Conditions.

Activate your deposit account (Reserve Account)

Federal Law under the USA PATRIOT ACT requires Pitney Bowes to obtain a Federal Taxpayer Identification Number (TIN) from each client opening a Pitney Bowes Bank account.

Return the completed Tax Payer Identification form to the Pitney Bowes Bank by email to PBBankTINActivation@pb.com. 

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Eligibility subject to credit approval and customer verification. This is not a commitment to lend, and this does not create, and is not intended to create a legally binding obligation on either of us. Program, rates, Terms & Conditions are subject to change.

Banking products and services are provided by The Pitney Bowes Bank, Inc.,Member FDIC. Pitney Bowes, Pitney Bowes Bank, and the Corporate logo are trademarks of Pitney Bowes Inc. or a subsidiary. All other trademarks are the property of their respective owners. Pitney Bowes Bank is state chartered and located in Salt Lake City, Utah.

UPDATED: January 24, 2024