Understanding your Reserve (Deposit) account

Learn how you can reserve funds in a deposit account to be used for postage, shipping and mailing expenses.

Learn how you can reserve funds in a deposit account to be used for postage, shipping and mailing expenses.

Reserve account explained

The FDIC-insured Deposit Account from Pitney Bowes Bank maximizes your cash management and eliminates the risk of service interruptions by providing one, consistent, customizable, interest-earning cash supply for all your mailing and shipping expenses. The funds will earn interest in the form of postage credits based on the average daily balance, as outlined in your Reserve Account Terms & Conditions.

Activate your Reserve (Deposit) account

Federal Law under the USA PATRIOT ACT requires Pitney Bowes to obtain a Federal Taxpayer Identification Number (TIN) from each client opening a Pitney Bowes Bank account.

Return the completed Tax Payer Identification form to the Pitney Bowes Bank by email to PBBankTINActivation@pb.com.

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UPDATED: March 31, 2026